A payment process profile is a payment attribute assigned to documents payable, which specifies handling of the documents payable, payments, and payment instructions by Oracle Payments. Payment process profiles include several types of information, including specifications for payment instruction formatting and transmission.

Payment process profiles can be assigned to documents payable either by the source product user or by the Oracle Payments payment administrator. The selection of valid payment process profiles is determined by the payment process profile's usage rules, which are created in Oracle Payments setup. Usage rules for payment process profiles can be based on payment method, payment currency, first party organization, or internal bank account.

Payments are built from documents payable that have the same payment process profile, among other attributes. Payment instructions are built from payments that have the same payment process profile, among other attributes. Therefore, the payment process profile is available to specify Oracle Payments behavior at every step of the payment process.

When you create a payment process profile, you must specify whether the profile governs payment processing for printed or electronic payments. Accordingly, the payment process profile allows you to assign appropriate payment document printing values or payment system communication configurations. The payment process profile also includes a payment instruction format, which is in turn associated with an XML Publisher template, as well as rules for grouping documents payable into payments and payments into payment instructions.

The relationship between payment process profiles and payment methods is many-to-many. For example, you can define one generic payment method like Electronic, and map it to any number of specific payment process profiles like: US Automated Clearing House and German EFT. Alternatively, you can set up specific payment methods that map one-to-one with payment process profiles. Additionally, you can define one payment process profile for multiple payment methods. This may be desirable when multiple payment methods can be handled by the same payment format. For example, the Germany Domestic profile can handle Outsourced Checks and EFT Payments payment methods.

For positive pay and electronic payment processing, payment process profiles are mapped to payment systems, payment system accounts, and transmission configurations.

Oracle Payments seeds a limited number of payment process profiles.