The credit score, which is a point-in-time score, is always tied to a case folder. The data points included in the credit score can include any combination of automatic, user-entered, or Dun & Bradstreet data. If all data points on the checklist are automatically supplied or have been supplied from Dun & Bradstreet, then Credit Management automatically calculates a credit score.
If credit personnel must manually supply data points used in the credit score, such as a bank account balance from the applicant's bank references, then on the Update Case Folder: Summary page, click Recalculate on the scoring model to recalculate the score after all data point values have been added.
Access the Update Case Folder: Summary page by searching for a customer, then selecting the View Case Folder > Update Case Folder icons.
A scoring model is optional when defining a checklist. If you do not assign a scoring model to a checklist, then the credit analyst must manually complete the credit analysis and generate a recommendation. See: Defining Checklists.
Even if a scoring model is assigned to the checklist, you can still generate a credit score by selecting a scoring model from the Update Case Folder: Summary page and clicking Go. Use this method to generate various "what-if" scenarios for the applicant.
Credit Management refreshes the case folder page to show the new data points in the scoring model and recalculates the credit score.
Note: If some required data point values are missing, then Credit Management cannot generate a score.