Use Credit Management to process credit reviews for both your customers and prospects.

Depending on your setup, some types of credit reviews might require the assistance of a credit analyst, while other types might not require any user intervention at all. See: Overview of Oracle Credit Management Setup.

You can divide the credit review process into four stages:

• Initiating a credit review

• Collecting credit data

• Analyzing credit data

• Making and implementing the recommendation

During the credit review, the Credit Management Application workflow manages the process flow of credit data collection and analysis, as well as the implementation of credit decisions.

In addition, Credit Management provides various tools that you can use to determine if your credit policies are effective. See: Reviewing Credit Management Performance.