This function selects the data points and values on the associated checklist, according to the credit review type and credit classification combination, and stores the results in the case folder.
The workflow continues to Node 2.
This function calls the scoring engine to calculate the credit score.
The workflow continues to Node 3.
If no credit scoring model exists for the associated checklist, or if a scoring model exists but data points are missing, then the workflow routes this function to a credit analyst for further processing.
This function calls the Manual Subprocess. See: Manual Subprocess.
A manual credit analysis does not require a credit scoring model.
This function generates a recommendation(s) based upon the automation rules.
For example, an automation rule indicates that a calculated credit score of 75 has a credit limit of $100,000 USD. Credit Management will assign a credit limit of $100,000 USD to the account if a credit limit does not yet exist, or will update the existing USD credit limit to $100,000.
The workflow continues to Node 4, Send Recommendation for Approval, listed in the Main Process Activities section.
See: Credit Management Application Workflow Main Process Activities.